In Palm Beach County, every real estate transaction requires a careful examination of ownership records, lien status, and property boundaries. Failing to resolve issues before closing can lead to significant delays, legal disputes, or financial liabilities. Conducting a complete title search and securing title insurance helps protect all parties involved in the transfer.
At Kelley, Grant & Tanis Law, we help buyers, sellers, and investors identify title concerns early and work to resolve them before final documents are signed. Our legal team manages title reviews, confirms legal descriptions, and ensures compliance with Florida real estate requirements throughout the transaction.
Why Title Insurance Is Essential
Unresolved liens, errors in past filings, or competing ownership claims may not be immediately visible in property records. A title insurance policy offers long-term protection against these and other title-related issues. Although not required by law, lenders typically demand title insurance before approving financing.
Even for cash transactions, purchasing an owner’s policy helps shield your equity from future legal claims. We explain the scope of coverage so you can make informed decisions and avoid post-closing complications.
Steps to Secure Title Insurance in Palm Beach County
- Begin with a comprehensive search using Palm Beach County Clerk & Comptroller records to identify liens, recorded mortgages, and ownership history.
- Review the property’s legal description to ensure it matches county mapping and deed information.
- Resolve any recorded defects, such as boundary overlaps, past-due taxes, or documentation errors.
- Finalize your title policy, ensuring protection against future claims and compliance with lender requirements.
Each step ensures the transaction is properly documented and reduces the chance of last-minute setbacks.
The Importance of Legal Oversight
Real estate transactions in Palm Beach County are subject to Florida laws and local zoning ordinances. An attorney reviews legal language, resolves filing issues, and ensures all conditions are satisfied before funds are disbursed or deeds are transferred.
Unlike title companies, lawyers can provide legal representation if challenges arise. Working with a Florida Bar-certified real estate attorney ensures each phase is completed correctly and that you’re legally protected throughout the process.
Why Work With Kelley, Grant & Tanis Law
We bring deep experience with title review, document recording, and legal compliance in transactions across Palm Beach County. Our attorneys manage everything from preliminary searches to issuing policies and coordinating closings.
Our office prioritizes direct communication and transparent pricing. We help you understand each cost and explain your obligations clearly—whether you’re purchasing your first home or managing a high-value investment property.
Contact Us
For support with title insurance in Palm Beach County, contact Kelley, Grant & Tanis Law at 1-877-871-8300. Our legal team will review your transaction details and offer guidance based on the property’s history and legal status.
We assist with ownership verification, contract compliance, and risk mitigation—all with the goal of completing your closing on schedule and with confidence.
Palm Beach County Title Insurance Law
Does title insurance protect against issues related to agricultural exemptions in rural Palm Beach County?
Some rural properties in western Palm Beach County may qualify for agricultural exemptions. If the property’s prior use creates tax or zoning complications, title insurance may not fully cover the consequences. Legal review is recommended to ensure the exemption does not interfere with the buyer’s intended use.
Are HOA violations in Palm Beach County properties addressed by standard title insurance?
Not always. Title insurance generally covers recorded liens, but unrecorded HOA violations may fall outside of standard coverage. Buyers should request estoppel letters and association documentation during the title process to avoid unexpected fines or restrictions.
Do waterfront properties in Palm Beach County carry unique title risks?
Yes. Homes along the Intracoastal or oceanfront may involve easements, submerged land leases, or dock permitting rules that impact ownership rights. These issues may not be fully addressed by standard policies. Attorneys can review documents and negotiate endorsements where needed.
How does Palm Beach County’s lien search process differ from a title search?
A lien search focuses on unrecorded municipal debts—such as code enforcement fines, unpaid utilities, or permit issues—whereas a title search reviews ownership transfers and recorded liens. Both are essential for comprehensive due diligence.
Can a prior owner’s tax delinquency affect a new buyer in Palm Beach County?
Yes. Unpaid property taxes from a prior year may result in tax certificates or sales that cloud the title. A thorough review of the Palm Beach County Property Appraiser and Clerk of Court records ensures outstanding obligations are discovered and addressed before closing.
About Palm Beach County, FL
Palm Beach County includes a diverse mix of real estate, from coastal estates in Palm Beach Island to agricultural land west of Wellington and multi-family developments in West Palm Beach. Each area operates under unique zoning requirements and may involve municipal or county-level permitting rules.
For example, buyers considering homes in Delray Beach, Boynton Beach, or Jupiter should review local building regulations and association restrictions. The Palm Beach County Clerk & Comptroller’s Office maintains records of deeds, liens, and mortgages, while the Palm Beach County Property Appraiser offers tax history and parcel data essential for closing preparation.
Researching community guidelines and accessing public data before signing a contract can help buyers avoid costly surprises and ensure compliance with all local rules.
Need Title Insurance in Palm Beach County, FL?
Call 877-871-8300 to speak with Kelley, Grant & Tanis Law about protecting your real estate investment with title insurance.
