by wesmartin | Oct 27, 2026 | Articles, Title Insurance
Quick Answers The rate is set by the state: Florida title insurance premiums are promulgated by rule, so the premium is the same no matter which title agent or attorney issues the policy.The formula: $5.75 per $1,000 on the first $100,000 of coverage, then $5.00 per...
by wesmartin | Sep 2, 2025 | Articles, Title Insurance
How to Fund a Florida Trust and Avoid Common Mistakes Creating a trust is only the first step, funding it properly is what brings it to life. Without correctly transferring assets into your Florida trust, it won’t function as intended and won’t help avoid probate....
by wesmartin | Jul 28, 2025 | Articles, Title Insurance
A title search is one of the most important steps in any Florida real estate transaction. It uncovers legal issues that could delay closing or challenge ownership later. Without it, buyers risk taking on hidden debts, ownership disputes, or other title defects. This...
by wesmartin | Jul 28, 2025 | Articles, Title Insurance
Florida leads the nation in property fraud cases, with forged deeds and title theft on the rise. Buyers often don’t realize the risk until it’s too late. Title insurance provides essential protection against these threats by covering legal costs and ownership...
by wesmartin | Jul 28, 2025 | Articles, Title Insurance
In Florida, who pays for title insurance isn’t set by law, it’s often shaped by local customs and your contract. In some counties, buyers cover the cost, while in others, sellers typically do. The party responsible can change based on negotiation or the specifics of...
by wesmartin | Jul 28, 2025 | Articles, Title Insurance
Florida does not require title insurance by law, but that doesn’t mean it’s optional in practice. Most lenders demand a policy before issuing a mortgage. Buyers who waive title insurance risk costly legal disputes or undiscovered title defects. This guide breaks down...
