by wesmartin | Sep 2, 2025 | Articles, Title Insurance
How to Fund a Florida Trust and Avoid Common Mistakes Creating a trust is only the first step, funding it properly is what brings it to life. Without correctly transferring assets into your Florida trust, it won’t function as intended and won’t help avoid probate....
by wesmartin | Jul 28, 2025 | Articles, Title Insurance
A title search is one of the most important steps in any Florida real estate transaction. It uncovers legal issues that could delay closing or challenge ownership later. Without it, buyers risk taking on hidden debts, ownership disputes, or other title defects. This...
by wesmartin | Jul 28, 2025 | Articles, Title Insurance
Florida leads the nation in property fraud cases, with forged deeds and title theft on the rise. Buyers often don’t realize the risk until it’s too late. Title insurance provides essential protection against these threats by covering legal costs and ownership...
by wesmartin | Jul 28, 2025 | Articles, Title Insurance
In Florida, who pays for title insurance isn’t set by law, it’s often shaped by local customs and your contract. In some counties, buyers cover the cost, while in others, sellers typically do. The party responsible can change based on negotiation or the specifics of...
by wesmartin | Jul 28, 2025 | Articles, Title Insurance
Florida does not require title insurance by law, but that doesn’t mean it’s optional in practice. Most lenders demand a policy before issuing a mortgage. Buyers who waive title insurance risk costly legal disputes or undiscovered title defects. This guide breaks down...
by wesmartin | Jul 28, 2025 | Articles, Title Insurance
Title insurance helps protect your rights as a Florida property owner against past legal issues that may not surface during a standard title search. Many buyers assume everything is clear once the contract is signed, but that’s not always the case. Hidden risks can...
