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Florida’s Title Search Process and Why It Matters

by wesmartin | Jul 28, 2025 | Articles, Title Insurance

A title search is one of the most important steps in any Florida real estate transaction. It uncovers legal issues that could delay closing or challenge ownership later. Without it, buyers risk taking on hidden debts, ownership disputes, or other title defects. This...

How Title Insurance Protects You from Florida’s Property Fraud Cases

by wesmartin | Jul 28, 2025 | Articles, Title Insurance

Florida leads the nation in property fraud cases, with forged deeds and title theft on the rise. Buyers often don’t realize the risk until it’s too late. Title insurance provides essential protection against these threats by covering legal costs and ownership...

Does the Buyer or Seller Pay for Title Insurance in Florida

by wesmartin | Jul 28, 2025 | Articles, Title Insurance

In Florida, who pays for title insurance isn’t set by law, it’s often shaped by local customs and your contract. In some counties, buyers cover the cost, while in others, sellers typically do. The party responsible can change based on negotiation or the specifics of...

Is Title Insurance Required in Florida Real Estate Transactions?

by wesmartin | Jul 28, 2025 | Articles, Title Insurance

Florida does not require title insurance by law, but that doesn’t mean it’s optional in practice. Most lenders demand a policy before issuing a mortgage. Buyers who waive title insurance risk costly legal disputes or undiscovered title defects. This guide breaks down...

What Does Title Insurance Cover in Florida? Common Risks You Might Miss

by wesmartin | Jul 28, 2025 | Articles, Title Insurance

Title insurance helps protect your rights as a Florida property owner against past legal issues that may not surface during a standard title search. Many buyers assume everything is clear once the contract is signed, but that’s not always the case. Hidden risks can...

For Sale By Owner: Key Tips for Contract Negotiation and Closing

by kelleyandgrantlaw | Jun 6, 2024 | New Homes, Real Estate Law, Sales Process:, Title and Closing, Title Insurance

Selling your home For Sale By Owner (FSBO) can be a rewarding experience for those “Do It Yourselfers” out there, and of course can help the sellers save thousands or even tens of thousands in real estate commissions. But navigating contract negotiations and the...
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