Buying or selling property in Fort Lauderdale involves reviewing ownership history, verifying public filings, and resolving outstanding claims or encumbrances. Each of these steps helps reduce legal and financial risks associated with real estate transfers. Without a detailed review, unexpected issues may arise that impact closing timelines and long-term ownership rights.
At Kelley, Grant & Tanis Law, we help clients navigate the title insurance process by identifying possible issues early, confirming legal descriptions, and making sure all documentation meets state and local requirements. With proper legal guidance, you can complete your transaction with confidence and clarity.
Why Title Insurance Matters
Undiscovered claims, unpaid taxes, or clerical errors can threaten a buyer’s ownership even after closing. A title insurance policy helps protect against these risks. While Florida law does not require it for all buyers, most lenders demand a policy to protect their financial interests.
For cash buyers or investors, having an owner’s policy adds peace of mind by covering potential defects that were missed during the initial review. Working with an attorney also ensures that the policy reflects your needs and covers any region-specific risks tied to the property.
Steps in the Fort Lauderdale Title Process
- Initiate a comprehensive title search through Broward County public records to review ownership history, liens, and judgments.
- Verify legal descriptions and boundary information to ensure the parcel matches official documentation.
- Address any outstanding issues, including code violations, tax delinquencies, or old mortgages not yet released.
- Secure final policy issuance after clearing title, protecting against future claims, and ensuring your rights are legally recognized.
These steps help prevent complications, making the process more efficient for buyers, sellers, and financial institutions.
Why Work With an Attorney
Real estate contracts and title documents contain legal language that must comply with Florida statutes and municipal codes. An attorney can identify deficiencies in filings, negotiate corrections, and provide legal representation if disputes emerge.
Unlike online tools or non-attorney title companies, legal professionals offer full oversight from start to finish. Working with a Florida Bar-certified real estate lawyer ensures that every phase of the transaction is handled with precision.
Why Choose Kelley, Grant & Tanis Law
Our firm has substantial experience managing title matters in Fort Lauderdale and throughout Broward County. We assist with all phases of the process, from conducting searches to resolving title defects and issuing final policies.
We prioritize transparency, offering clear pricing and consistent updates throughout your transaction. Our legal team ensures that every issue is addressed before closing so you can proceed without concern.
Contact Us
For title insurance services in Fort Lauderdale, contact Kelley, Grant & Tanis Law at 1-877-871-8300. We’ll walk you through the review process, explain policy options, and assist with legal filings.
Whether you’re buying, selling, or refinancing, we’re here to help clarify your next steps and provide legal support at every stage.
Title Insurance Fort Lauderdale FAQs
Do canal-front homes in Fort Lauderdale require additional title review?
Yes. Properties with dockage or water access may involve recorded easements, right-of-way access, or submerged land leases. Title searches should account for these elements, and legal review helps determine if additional endorsements are needed to fully protect the buyer.
How can I confirm that open or expired permits won’t affect closing?
Open or expired permits can delay or complicate real estate transfers. The City of Fort Lauderdale Building Services website allows buyers to check for unresolved permits. Title insurance may not cover these unless specifically endorsed—legal assistance helps address them before closing.
Can title insurance cover enforcement actions related to code violations?
Standard title insurance generally does not cover municipal code violations unless they result in a recorded lien. Buyers should request a lien search to identify any enforcement actions. Legal review of city compliance reports can help avoid inheriting unresolved violations.
What should I know about purchasing property in Fort Lauderdale’s historic districts?
Historic homes are subject to preservation rules that may restrict renovations or rebuilds. These restrictions may not be listed in typical title documents. A legal review of zoning and planning regulations helps buyers understand their obligations and avoid post-closing surprises.
Are short sales or distressed properties in Fort Lauderdale riskier from a title standpoint?
Short sales and foreclosures often involve additional title risks, including unrecorded liens or improperly filed foreclosure documents. A full title review and legal oversight are critical to avoid post-closing claims by prior owners or creditors.
About Fort Lauderdale, FL
Fort Lauderdale offers a range of real estate opportunities, from waterfront properties near the Las Olas Isles to townhomes in Victoria Park and condos in the Downtown Riverwalk District. Each area comes with unique zoning rules, association requirements, and permitting procedures that can affect closings.
Properties east of Federal Highway may have FEMA-related requirements or floodplain documentation needs. Buyers exploring areas like Harbor Beach or Coral Ridge should also confirm any historical easements or dock restrictions tied to the Intracoastal Waterway.
The Broward County Clerk of Courts provides access to lien records, recorded deeds, and other property filings. Meanwhile, the City of Fort Lauderdale Building Services helps verify permits, code compliance, and development restrictions. These resources are key for understanding obligations tied to a property before closing.
Need Title Support in Fort Lauderdale, FL?
Call 877-871-8300 to speak with Kelley, Grant & Tanis Law about title insurance in Fort Lauderdale.
