Articles
Articles
Returning Security Deposits after an Eviction for Non-Payment of Rent
One of the biggest issues property managers and landlords face is whether to return the security deposit, after being forced […]
What You Need To Know About Month to Month Tenancies
Most landlords enter into one year written leases with tenants. At the end of one year, the lease will expire […]
Should the Landlord Allow Pets?
Some landlords are pet-lovers themselves and warmly welcome a tenant with pets into the rental property. Other landlords […]
What Are VA Home Loans?
http://videotap.wistia.com/medias/i3gkbmt4ec?embedType=async&videoFoam=true&videoWidth=640 What Are VA Loans? As the video says, the name is misleading - they’re not loans FROM the VA. The VA - short for “US Department of Veterans Affairs” - is the...
What Are The Major Types Of VA Loans?
http://videotap.wistia.com/medias/cwwsgki6fk?embedType=async&videoFoam=true&videoWidth=640 What Are The Major Types Of VA Loans? Major Veterans Affairs loan programs described in this video include: 1) Purchase Loans. These help eligible parties buy a...
What Is A Certificate of Eligibility, or COE?
http://videotap.wistia.com/medias/vavtgt35bk?embedType=async&videoFoam=true&videoWidth=640 What Is A Certificate of Eligibility, or COE? The COE is the key document that verifies to lenders that someone is eligible for a VA-backed loan. Servicemembers,...
What Is A Qualified Mortgage?
http://videotap.wistia.com/medias/9am8l3lcne?embedType=async&videoFoam=true&videoWidth=640 As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices and loan terms...
What Does Ability To Repay Mean?
http://videotap.wistia.com/medias/5x0r5l5t2f?embedType=async&videoFoam=true&videoWidth=640 What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s...
What Is The Debt-To-Income Ratio (DTI)?
http://videotap.wistia.com/medias/ybf2xe21nz?embedType=async&videoFoam=true&videoWidth=640 Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan. Like the video says:...
What Is A Rate Lock?
http://videotap.wistia.com/medias/glrpw2yvr6?embedType=async&videoFoam=true&videoWidth=640 Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term 'rate...
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