http://videotap.wistia.com/medias/k7aj0qtzmn?embedType=async&videoFoam=true&videoWidth=640 Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties. Appraisers don’t work for the buyer or the seller;...
http://videotap.wistia.com/medias/20w7u9w0ai?embedType=async&videoFoam=true&videoWidth=640 As this video explains, a signed sales contract doesn’t mean your house is sold. There are still financial, contractual and legal steps for both sides. The buyer...
http://videotap.wistia.com/medias/w1ot2s4gn9?embedType=async&videoFoam=true&videoWidth=640 Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest...
http://videotap.wistia.com/medias/5x7ibdg6wi?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual...
http://videotap.wistia.com/medias/15ahjpa8ht?embedType=async&videoFoam=true&videoWidth=640 You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you'll need...
http://videotap.wistia.com/medias/ir4ydn9i3f?embedType=async&videoFoam=true&videoWidth=640 The original phrase “mort gage” translates as “death pledge”! But as this video explains, a mortgage is a loan obtained to purchase real estate....
http://videotap.wistia.com/medias/ooor3qtk25?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember, the loan to value ratio is the amount of money you borrow compared with the price or appraised value of the home...
http://videotap.wistia.com/medias/xelwkdpnuz?embedType=async&videoFoam=true&videoWidth=640 This video tells you about the most common types: Fixed Rate, ARM, Balloon and 2-Step. First, Fixed Rate Mortgages: Payments remain the same for the life of the loan...
http://videotap.wistia.com/medias/n7w9e2cqq9?embedType=async&videoFoam=true&videoWidth=640 For both, as we show you in this video, compared with other options, with fixed rates, housing costs won’t be affected by interest rate changes and...
http://videotap.wistia.com/medias/dfgm2y14c7?embedType=async&videoFoam=true&videoWidth=640 Usually, Yes. Like the guy in the video says, by sending in extra money each month or making an extra payment at the end of the year you can accelerate the process of...
