Real estate closings in Broward County depend on a thorough examination of legal ownership, prior liens, and municipal records. Whether you’re buying or selling, ensuring the title is clear before closing is essential to avoid future complications. Delays, claims, or undiscovered encumbrances can derail even a routine transaction.
At Kelley, Grant & Tanis Law, we guide clients through the title insurance process by conducting full searches of recorded history, identifying red flags, and resolving issues before closing day. Our attorneys help safeguard your investment by ensuring all documentation complies with Florida law and local recording practices.
Why You Need Title Insurance
Recorded deeds may appear valid, but hidden risks—such as fraudulent transfers, unpaid debts, or unknown heirs—can threaten ownership after closing. A title insurance policy helps protect against such claims.
Lenders typically require a policy to protect their financial interests. Buyers should also consider an owner’s policy, especially in transactions involving foreclosures, inherited property, or multi-party ownership. With an experienced legal team, you can evaluate which coverage is most appropriate for your situation and avoid costly surprises later.
Title Process in Broward County, FL
- Search official records through the Broward County Clerk of Courts for deeds, mortgages, liens, and prior ownership.
- Verify legal descriptions and cross-reference them with boundary maps and tax rolls.
- Address any encumbrances, such as unresolved liens, permit issues, or errors in the chain of title.
- Issue the final title insurance policy, confirming the buyer’s ownership and satisfying lender conditions.
This process ensures a clean transfer of ownership and aligns with both Florida statutes and county-specific practices.
The Attorney’s Role in Title Insurance
Real estate documents often contain language that can affect the legal rights of buyers or sellers. Attorneys review these documents, interpret their implications, and identify risks that a standard title search may miss.
While a title company can issue a policy, only a Florida Bar-certified attorney can provide legal advice, correct deficiencies, and represent you if legal disputes arise. Our firm ensures your interests are protected throughout the transaction.
Why Work With Kelley, Grant & Tanis Law
We’ve handled real estate closings across Broward County, including in Fort Lauderdale, Hollywood, Plantation, and Coral Springs. Our attorneys are familiar with both residential and commercial property requirements and how local procedures impact the title process.
From early review through final policy issuance, we maintain communication with agents, lenders, and parties on both sides of the transaction. Transparent fees and responsive service allow you to proceed with clarity and confidence.
Contact Us
To speak with an attorney about securing title insurance in Broward County, call 1-877-871-8300. We’ll review your transaction file, discuss policy options, and help ensure the property can transfer without legal complications.
Whether you are purchasing your first home, refinancing, or managing investment property, our team provides legal support from initial review through final closing.
FAQs
Are permit violations common in Broward County closings?
Yes, especially in older homes or flipped properties. Many issues come from expired or incomplete permits that were never resolved. Title insurance doesn’t typically cover open permits, so a municipal lien search and legal review are necessary before closing.
Do townhomes or HOA properties in Broward require extra title review?
Many communities in Broward County have active homeowner or condominium associations that impose additional restrictions. Reviewing estoppel letters and checking for recorded association liens is key. Standard title policies may not cover unrecorded rules or fines.
How can I confirm that the prior owner paid off their property taxes?
The Broward County Property Appraiser provides tax history, which helps verify whether past assessments have been cleared. Unpaid taxes may result in liens that cloud the title. An attorney can verify clearance or arrange a payoff before closing.
Is title insurance different when buying commercial property in Broward County?
Yes, commercial deals may involve more complex encumbrances, such as environmental restrictions, easements, or long-term leases. The legal review ensures that the buyer’s intended use won’t be impacted by prior agreements or recorded limitations.
Are properties acquired through probate or divorce at higher risk?
They can be. Properties transferred through estate proceedings or family law matters sometimes have unclear ownership chains. Title insurance helps, but legal review is essential to verify that all parties with rights to the property have properly conveyed their interest.
About Broward County, FL
Broward County is home to a wide range of communities, from high-density cities like Fort Lauderdale and Hollywood to suburban areas like Davie, Pembroke Pines, and Coral Springs. Each municipality has its own zoning rules, building codes, and permit requirements that can affect closing timelines.
Buyers should consult the Broward County Clerk of Courts for recorded documents and the Broward County Property Appraiser’s Office for property valuations and tax records. Municipal websites provide guidance on local inspection and permitting requirements, which may differ from county standards.
Whether you’re buying a waterfront property in Lighthouse Point or a condo in Pompano Beach, understanding local regulations is key to avoiding post-closing complications.
Need Title Insurance in Broward County, FL?
Call 877-871-8300 to speak with Kelley, Grant & Tanis Law and protect your real estate investment in Broward County.
